Money magazine helps you manage your finances by cutting through the jargon to deliver clear and precise information to help you save money and make the most of your investments. Each issue, you'll enjoy credible, well-researched reports and expert commentary from some of Australia's most respected financial writers.
Cash is no longer king
Feedback
Letter of the month
What’s your worst money habit?
The Money team
IN YOUR INTEREST • The trick is not to be forced to sell good assets in bad years
CALENDAR OF EVENTS
APRA ‘can do better’ to protect our finances • Review recommends increased power and resources
Travel insurance is a must
Scourge of late payments
NEWS BITES
BOOK OF THE MONTH
APP OF THE MONTH • THE MONEY PODCAST: ABC RADIO NATIONAL
SNAPSHOT Eat, drink ... and pay up, please
TAX TIP • When renovations can be claimed
Rich are getting richer
Young savers dispel the myth
A nation on the move
Clearance rates continue to climb
Bonds boost the appeal of index trackers
At a glance
‘No’ to freeze on super guarantee
Floats hit a profitable spot
HOLD ASX (ASX) • The Intelligent Investor James Greenhalgh
A leap of faith, feet first
Fact file
Keen to boost income, savings • A novice investor wants advice on how to avoid the shares ‘minefield’
Right structure can cut tax and protect assets • Jason is a financial planner and head of 5 Financial’s wealth management division in Sydney. 5financial.com.au
Treat it as ‘play money’ • Founder of Nugget’s News, an online educational cryptocurrency website for investors with 500 YouTube videos, tutorials and explanations.nuggetsnews.com.au
Q&A
NEED PAUL’S HELP?
SMART SPENDING
PAUL’S VERDICT
Ask your question
Life-changing move
INCOME IS KING • AFTER TWO recent interest rate cuts – slashing the official rate to a historic low of 1% – there’s no doubt those living off their investments, especially retirees, are feeling the pinch. And risk-averse investors – who have long hailed cash as king and mainly used term deposits to build wealth – are in danger of seeing their nest egg go backwards, especially as more interest rate cuts are expected. But don’t despair – there are ways to maintain your passive income without taking on unnecessary risk. Here we look at some of the best options.
The ABCs of advice • Planners have to come up with a new formula for adding value to clients’ portfolios
CASE STUDY
A helping hand for the vulnerable • Significant memory loss can wreak financial havoc
SEVEN WAYS BANKS CAN MAKE IT EASIER
What I wish I’d known about super • Don’t worry about all the technical stuff. Just focus on the basics to make sure you have enough in retirement.
Save yourself a tidy sum • You may discover hidden treasure in the dark recesses of your finances
Questions to ask before the big clean-up
The tax office takes a closer look at my motor vehicle expenses
Get the best phone deal • Buying outright may be cheaper than a monthly plan
Put the spare wheels to work • Instead of just sitting in the backyard, your van could top up your income
AT A GLANCE
Driven around the bend • When kids are old enough to get a licence, parents face a new set of dilemmas
Love where you rent • Rentvesting can give you the best of both worlds. Just make sure you do your research and run the numbers.
When the hammer falls • It can be stressful, but there are advantages for...